diff --git a/server/accounting/qbo/qbo-payments.js b/server/accounting/qbo/qbo-payments.js
index 2c80d96de..db503458a 100644
--- a/server/accounting/qbo/qbo-payments.js
+++ b/server/accounting/qbo/qbo-payments.js
@@ -384,7 +384,9 @@ async function InsertCreditMemo(
     },
     TxnDate: moment(payment.date).format("YYYY-MM-DD"),
     DocNumber: payment.paymentnum,
-    ...(invoices[0] ? { InvoiceRef: { value: invoices[0].Id } } : {}),
+    ...(invoices && invoices[0]
+      ? { InvoiceRef: { value: invoices[0].Id } }
+      : {}),
     Line: [
       {
         DetailType: "SalesItemLineDetail",